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Loans

We value our customers, which is why we serve you with a skilled staff of loan officers that will work with you to achieve your lending needs. We are happy to provide assistance when you need a loan for any legal purpose.

You benefit from having a loan that is tailored to your needs and your budget, which is what you get with our personalized service. Because we are a locally owned bank, you have the convenience of quick decision concerning your loan request. In most instances, we can give you an answer within twenty-four hours of the request.

  • Home mortgage loans -  Neighborhood lending you can trust.  Our loan officers will explain your options, offer a timely decision, and will guide you through the process.
  • Home equity loans -   Allows you to remove the risk of rate increases by locking your rate and payment, no annual fees, available for 5 or 10 year terms. 
  • Home equity lines of credit -  Allows you to take advantage of the equity in your property.  No closing points, application, title, or appraisal fees.    
  • Personal loans are available;  see one of our loan officers for details.
  • Automobile loans are available;  see one of our loan officers for details.